联邦债务巩固贷款学生
For American students, the US Government came up with a plan that can help a student manage their student loan debt.对于美国学生,美国政府想出了一项计划,可以帮助学生管理自己的学生贷款债务。 The plan they came up with is called a Federal Direct Consolidation Loan.该计划,他们想出了所谓的联邦直接巩固贷款。 It does not matter if you are a recent graduate student, well into your career already, still at school, or in your grace period for repayment of a student loan.不要紧,如果你是一个近期的研究生,以及到您的职业生涯已经,仍然在学校里,或在您的宽限期,以便偿还学生贷款。 For any of those student categories, a Federal debt consolidation loan may be applied for.任何这些学生分类,联邦债务巩固贷款可申请。
Students successful in their application for a federal debt consolidation loan may reduce the amount they need to repay each month, or increase the time that they have to pay off their current debt.学生成功的在其申请的联邦债务巩固贷款可能会减少的数额他们需要偿还每个月,或增加时间,他们要付出的小康,他们目前的债务。
How Does a Federal Debt Consolidation Loan Help a Student Pay Off Their Debt? 请问一个联邦债务合并贷款,帮助学生支付其债务?
For a student who has student loans under several different programs, bringing them all together under one direct Federal Debt Consolidation Loan can make your debts easier to manage.一名学生谁已助学贷款下的几个不同的程序,把他们一起下的一个直接联邦债务巩固贷款可以让您的债务,更易于管理。 By combining all of your loans into one, you're only responsible for making one payment to one lender - the US Government.结合您所有的贷款成一个,您只负责决策一金一贷款人-美国政府。 To help make the option of debt consolidation more attractive, there are four flexible payment plans available, including two that which take income and/or income expectations into account.以帮助作出的选择,债务巩固更具吸引力,有4个灵活的付款计划提供,其中包括两名即采取收入和/或收入的期望,进入帐户。
The Federal Debt Consolidation Loan is Available to Help you Manage your Student Debt. 联邦债务巩固贷款是可以帮助您管理您的学生债务。
Student loan debt is not something that you want dragging at your feet like a ball and chain.学生贷款的债务是不是您想要拖在您的脚像一个球链。 It provides a good opportunity for students to learn to manage their finances.它提供了一个很好的机会,让学生学习管理自己的财政状况。 Even if you are still at school, it is a good time to learn to manage your debt.即使你仍然是在学校,这是一个很好的时间去学习,来管理您的债务。 That will hold you in good stead as a consumer long into the future.将举行你在良好的稳定作为一个消费者,只要到未来。 For example, if you choose to consolidate all your student debts into one before you leave school, you can lock in an interest rate that as much as .6% lower than if you attempt to refinance later, after you have left and are no longer a student.举例来说,如果您选择,以巩固您所有的学生债转股前,你一离开学校,可以锁定在一利息高达0.6 % ,低于如果您尝试再融资后,当您已离开,并不再一名学生。
For more how a Federal Direct Consolidation Loan can help lower your repayments, and manage your student debt, you can visit the Department of Education's web site.更多的是如何巩固联邦直接贷款可以帮助降低您的还款,并管理您的学生的债务,您可以访问教育署的网站上。 Once there, you can make use of their online debt calculator at https://loanconsolidation.ed.gov to estimate your projected monthly payment under the various plans.一旦在那里,您可以利用他们的网上债务计算器在https : / / loanconsolidation.ed.gov估计您预计每月付款下的各项计划。
Can a Federal Direct Consolidation Loan help you manage your debt? 可以直接巩固联邦贷款帮助您管理您的债务?
There could be reasons why debt consolidation is not the best solution for any particular student.有可能的原因,债务合并是不是最好的解决办法作任何特定的学生。 If a student is close to the end of their repayment term, for example, it may not be worth the work to consolidate.如果一个学生是接近年底,他们的还款期,例如,它可能不值得的工作,以巩固。 Prolonging the life of your loan is likely to increase the amount you pay overall.延长生命您的贷款很可能会增加,您支付的金额的整体。 If you can afford the higher monthly payments to pay off the debt sooner, you can ultimately save money by doing so.如果你能负担得起较高的按月付款,以还清债务迟早,您可以节省金钱,最终由这样做。
If, however, you are sure that a Federal Direct Consolidation Loan will be to your benefit, you still need to be eligible for the program.然而,如果您不相信,一个联邦直接巩固贷款将到您的利益,您仍然需要,才有资格申请程序。 The eligibility guidelines can be found at loanconsolidation.ed.gove/borrower/beligible.html In addition, the list of loans that are eligible for consolidation can be viewed at: loanconsolidation.ed.gov.borrower/bloans.html资格准则,可以发现在loanconsolidation.ed.gove /借款/ beligible.html此外,该名单的贷款有资格得到巩固可以在以下网址查看: loanconsolidation.ed.gov.borrower / bloans.html
Which Federal Student Loan Consolidation Plan is the most suitable for you? 其中,联邦学生贷款巩固计划是最适合你?
Here are the 4 consolidation loan consolidation plans that are available to choose from:这里是4巩固贷款巩固计划中有哪些可供选择:
Standard : The standard repayment plan is fixed-rate, and runs for a maximum of 10 years. 标准 :标准还款计划是固定利率,并运行为最多十年。 The minimum monthly payment is $50.每月最低付款是50元。
Extended Repayment Plan : this is a fixed rate plan, with payments extending over the course of 12-30 years. 延长还款计划 :这是一个固定汇率的计划,付款延伸的过程中年12月30日。 Payments are a minimum of $50, and the life of the loan is dependent on the total amount of the debt.金是最低限度的50元,和生活贷款是依赖于总金额的债务。
Graduated Repayment Plan : Under the graduated plan, payments start low and increase, generally every two years. 毕业还款计划 :根据毕业计划,付款开始低和增加,一般每隔两年。 The length of the repayment period can vary from 12 right up to 30 years.长还款期可以有所不同,从12权长达30年。
Income Contingent Repayment Plan : The monthly payment is based on a borrower's annual adjusted gross income, family size and the total amount of direct loans. 收入队伍的还款计划 :按月付款是基于对借款人的年度调整的总收入,家庭规模和总金额的直接贷款。
If your student loan debt is out of control, or could be better managed, it is worth paying a visit to:如果您的学生贷款债务是失去控制,或可更好地管理,这是值得付出的访问Federal student loan debt consolidation
For American students, the US Government came up with a plan that can help a student manage their student loan debt. For U.S. students, the U.S. government come up with a plan to help students manage their student loan debt. The plan they came up with is called a Federal Direct Consolidation Loan. The plan, they come up with the so-called federal direct consolidation loan. It does not matter if you are a recent graduate student, well into your career already, still at school, or in your grace period for repayment of a student loan. It does not matter if you are a recent graduate, and to your career Has been, still in school, or in your grace period to repay student loans. For any of those student categories, a Federal debt consolidation loan may be applied for. Classification of any of these students, the federal debt consolidation loans can apply.
Students successful in their application for a federal debt consolidation loan may reduce the amount they need to repay each month, or increase the time that they have to pay off their current debt. Success of the students in their applications for federal debt consolidation loans may be reduced They need to repay the amount per month, or more time, they have to pay a well-off, their current debt.
How Does a Federal Debt Consolidation Loan Help a Student Pay Off Their Debt? Ask a federal debt consolidation loans to help students pay their debt »
For a student who has student loans under several different programs, bringing them all together under one direct Federal Debt Consolidation Loan can make your debts easier to manage. A student who has student loans under several different procedures, to join them Under a direct federal debt consolidation loans can make your debt, easier to manage. By combining all of your loans into one, you're only responsible for making one payment to one lender - the US Government. Combination of all of your loans into one, you are only responsible for decision-making a payment of a loan - the United States Government. To help make the option of debt consolidation more attractive, there are four flexible payment plans available, including two that which take income and / or income expectations into account. To help make the choice, debt consolidation more attractive, there are four flexibility Payment plan available, including two that take income and / or earnings expectations, into the account.
The Federal Debt Consolidation Loan is Available to Help you Manage your Student Debt. Federation debt consolidation loans can help you manage your student debt.
Student loan debt is not something that you want dragging at your feet like a ball and chain. Student loan debt is not you want to drag your feet like a ball chain. It provides a good opportunity for students to learn to manage their finances. It provides a good opportunity for students to learn to manage their own financial position. Even if you are still at school, it is a good time to learn to manage your debt. Even if you are still in school, this is a good time to learn to manage your debt. That will hold you in good stead as a consumer long into the future. Will hold you in good stability as a consumer, as long as into the future. For example, if you choose to consolidate all your student debts into one before you leave school, you can lock in an interest rate that as much as .6% lower than if you attempt to refinance later, after you have left and are no longer a student. For example, if you choose to consolidate all of your student debt before you leave a school, you can lock in an interest rate as high as 0.6 percent, lower than if you try to re-financing, when you have left, And no longer a student.
For more how a Federal Direct Consolidation Loan can help lower your repayments, and manage your student debt, you can visit the Department of Education's web site. More is how the federal direct loan consolidation can help lower your payments, and manage your The student debt, you can visit the website of the Education Department. Once there, you can make use of their online debt calculator at https: / / loanconsolidation.ed.gov to estimate your projected monthly payment under the various plans. Once there, you can use their online debt calculator at https: / / Loanconsolidation.ed.gov is expected to estimate your monthly payment under the scheme.
Can a Federal Direct Consolidation Loan help you manage your debt? Can consolidate federal loans to help you manage your debt »
There could be reasons why debt consolidation is not the best solution for any particular student. Likely cause, debt consolidation is not the best solution for any particular students. If a student is close to the end of their repayment term, for example, it may not be worth the work to consolidate. If a student is close to the end of their repayment period, for example, it may not be worth the work to consolidate . Prolonging the life of your loan is likely to increase the amount you pay overall. Extend the life of your loan is likely to increase, the amount you pay is as a whole. If you can afford the higher monthly payments to pay off the debt sooner, you can ultimately save money by doing so. If you can afford the higher monthly payment to pay off debt sooner or later, you can save money, eventually By doing so.
If, however, you are sure that a Federal Direct Consolidation Loan will be to your benefit, you still need to be eligible for the program. However, if you do not believe that a federal direct consolidation loan will be to your benefit, you still need to In order to be eligible application procedures. The eligibility guidelines can be found at loanconsolidation.ed.gove / borrower / beligible.html In addition, the list of loans that are eligible for consolidation can be viewed at: loanconsolidation.ed.gov.borrower / bloans.html eligibility criteria, Found in loanconsolidation.ed.gove / borrower / beligible.html In addition, the list of loans eligible for consolidation can be viewed at: loanconsolidation.ed.gov.borrower / bloans.html
Which Federal Student Loan Consolidation Plan is the most suitable for you? Them, the federal student loan consolidation plan is best for you »
Here are the 4 consolidation loan consolidation plans that are available to choose from: This is the consolidation of four loan consolidation plans that are available for selection:
Standard: The standard repayment plan is fixed-rate, and runs for a maximum of 10 years. Criteria: the standard repayment plan is a fixed rate of interest, and run for up to 10 years. The minimum monthly payment is $ 50. Minimum monthly payment is 50 yuan.
Extended Repayment Plan: this is a fixed rate plan, with payments extending over the course of 12-30 years. Extending the repayment plan: This is a fixed exchange rate scheme, extension of the payment process of middle-aged December 30. Payments are a minimum of $ 50, and the life of the loan is dependent on the total amount of the debt. Is the minimum level of 50 yuan, and the life of the loan is dependent on the total amount of debt.
Graduated Repayment Plan: Under the graduated plan, payments start low and increase, generally every two years. Graduated repayment plan: According to graduation plan, payments start low and increase every two years in general. The length of the repayment period can vary from 12 right up to 30 years. Long repayment period can vary from 12 to up to 30.
Income Contingent Repayment Plan: The monthly payment is based on a borrower's annual adjusted gross income, family size and the total amount of direct loans. Income contingent repayment plans: monthly payment is based on the borrower's annual adjusted gross income , Family size and the total amount of direct loans.
If your student loan debt is out of control, or could be better managed, it is worth paying a visit to: If your student loan debt is out of control, or better management, it is worth paying the visit: